CalculatorsAdvertiseCalculatorsTestimonialsCredit Repair Get PrequalifiedNo Documentation LoansVA Government LoansFHA Government LoansFirst Time Buyer LoansSubprime LoansHome Equity LoansRefinance LoansPurchase Loans InsuranceTracker.comConsolidate Your DebtStudent LoansCommercial LoansAuto LoansPersonal LoansHome Loans and Mortgages

Free mortgage and home loan quotes for refinance, purchase or home equity.

Free Mortgage Quotes
Get home loan quotes from multiple lenders ready to provide immediate financing... Fast!



Personal Loans
Face to face service. Get the money you need NOW!!!

Credit Card Finder
Find credit cards with the lowest interest rates and highest limits!

Get a Credit Report
Get your credit score in moments!

Mortgage Resources
Links to easily help you find lenders ready to finance your home loan today!

Loan Calculators
FREE powerful mortgage and financial calculators.

FREE Credit Repair
Repair and protect your credit score and increase how much you can borrow!

Free Insurance Quotes
Mortgage protection insurance and homeowners insurance quotes!


Credit Repair

Credit Repair Letters
Click Here To Get Your Credit Report Now!

How to Speak with Representatives from the Credit Bureaus

When you contact a person by phone always ask them what their name is and write it down. This helps put you in control and keep accurate records.

"Hello, who am I speaking with? My name is and I would like to speak to someone about my account, please."

"My account number is _______________________
"My social security number is __________________

Be aware that your creditor is reviewing your credit report and knows you are in trouble. During your conversation always maintain your composure and be humble, (even if you want to yell).

Listen to what they have to say and don't offer any information.

You want to find out your balance, the interest owed, penalties and your past due amount.

Key points to emphasize and go back to during conversation:

"My intentions are to honor this debt"
"My economic situation has changed since our agreement"
"Please work with me so I can realistically make payments"
"I would rather do it this way instead of going bankrupt"
"This is an effort to pay my debt"
"This is only a temporary situation"

Your goals are:
To get the interest lowered or stopped.
To stop penalties.
To establish a payment plan you can realistically maintain.
Always use "please" and "thank you". Always keep you composure

If you get lost or feel you are loosing control, just excuse yourself by saying:

"Excuse me (persons name), may I have your phone number and extension. I have a small emergency and will need to call you back. When would be a good time?"



Learn more about: Refinance | Home Equity | New Home Purchase | FHA/VA | Less Than Perfect Credit

About | Links | Disclaimer | Privacy | Suggestions | Advertise | Affiliate | Site Map | Log-In

Money Search is the 100% advertiser supported loan search engine. We are not a lender or broker. When you choose to inquire with a lender or broker who advertises on Money Search, your information remains between you and that lender(s). Advertisers are solely responsible for keeping their information current.

Copyright © 2006 MoneySearch.com ™
Powered by ZipSearch!
MoneySearch.com is a Venture Click company.
All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.



Mortgage Quotes From Lenders Near You: Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Washington DC | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Find The Perfect Loan: Debt Consolidation | Second Mortgage | Home Equity | Home Improvement | First Mortgage | Refinance | Purchase | Cash Out | Jumbo Mortgage | FHA Streamline | VA Streamline | No Equity Loan | 125% Second Mortgage | 100% Second Mortgage | 80% Second Mortgage | Fixed Rate Mortgage | Adjustable Rate Mortgage | Commercial Loan | Construction Loan

Learn how to repair your credit and increase your credit score to maximize your borrowing power for mortgage and home loans, purchase loans, refinance mortgage loans, and home equity mortgage loans.