Negotiating a Settlement with Utility Companies
To whom it may concern:
Please be advised that this correspondence is an effort to once again satisfy the obligation listed with your company as account number _______________ and with (Credit Bureau Name)
as account number ___________ in the amount of $_____________.
You state, "In order for us to maintain the integrity of all the accounts that we refer to Equifax, we will only cancel accounts if they have been referred due to an error on our part."
I doubt that this is the first time a meter was not transferred from one owner to another correctly.
My request does nothing to breach your integrity concerning other accounts with(Credit Bureau Name).
It is the popularly held standard that the Fair Credit Reporting Act concludes that paid collection accounts may be reported for seven years from the date of last activity. Thus, if a consumer, such as myself, were to pay off a debt, one would be burdened with the negative trade reference for an additional seven years above and beyond that time which may have already passed.
It is my goal to be free from an additional seven years of negative credit data pertaining to this account. In my last correspondence dated ____________, ( see enclosed copy), I requested your assistance in putting this error to rest by making payment, even though I was not the recipient of the services being billed for. I thought I had made it clear chat this proposal is being made only for the purpose of compromise and is not in any way to be construed as an admission of any liability, wrongful or negligent conduct or bad faith on the part of either party.
Accordingly, I am again requesting your help in deletion of this account from my credit reports when payment in full is received as this is not accurately portraying what happened. In this instant matter, your company will collect the obligation in full and I will face no more of a credit reporting burden than that already sustained.
|Learn more about: Refinance | Home Equity | New Home Purchase | FHA/VA | Less Than Perfect Credit
|About | Links | Disclaimer | Privacy | Suggestions | Advertise | Affiliate | Site Map | Log-In|
|Money Search is the 100% advertiser supported loan search engine. We are not a lender or broker. When you choose to inquire with a lender or broker who advertises on Money Search, your information remains between you and that lender(s). Advertisers are solely responsible for keeping their information current.
Copyright © 2006 MoneySearch.com
Powered by ZipSearch!
MoneySearch.com is a Venture Click company.
All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.
Mortgage Quotes From Lenders Near You: Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Washington DC | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming
Find The Perfect Loan: